At Calumet County Bank, we understand the a large portion of our customers require special agricultural services. We pride ourselves in serving this special community to the best of our ability, and we think we do a pretty good job of it. This section is dedicated to those customers.
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Real Estate Loans
- Amortization period up to 15 years
- 1-3 year balloon note
- Farm land, buildings and facilities
- Maximum loan amount 75% of collateral value
- Milk assignments can be used for convenience
- Generally payments structured on a monthly basis
Personal Property Loans
- Amortization period up to 7 years
- 1 year balloon note
- Secured with cattle and machinery
- Maximum loan amount 75% of collateral value
- Milk assignments can be used for convenience
- Generally payments structured on a monthly basis
Operating Loans
- Amortization period of 1 year
- Used for farm operating expenses
- Can be set up on a line of credit
- Milk assignments can be used for convenience
- Generally payments structured on a monthly basis
WHEDA Crop Loans
- Maximum amount available $30,000.00
- Funds used to plant crops or purchase feed
- Loans usually funded in spring with final payment due in March of the following year
Farm Service Agency Guaranteed Loans - FSA
Types of Loans Available:
- Line of credit loans for operating purposes
- Personal property loans on cattle and machinery
- Real estate loans on land and buildings
- Loans are funded by the bank with loan documentation completed by the bank
- Farm Service Agency can guarantee up to 90% of the outstanding loan balance
- Loans can be made up to 100% of appraised value of collateral with a positive cash flow.
Documentation Needed to Process A Loan Application
- Last 3 years complete Income Tax Returns
- Current Financial Statement with 3 years history
- Background information on owners and farm operation
- Business plan
- Cash flow statement
NOTE: Calumet County Bank may consider loan applications only for residents of the following Wisconsin counties: Outagamie, Calumet, Manitowoc and Brown.
If you are interested in an Agricultural Loan, please call 920-756-2181 or 1-800-236-2262
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Online Calculators
Agricultural Resource Links
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