Checking:
|
Account Activity Charges |
|
|
If average collected balance is between $0 and $4,900.00 |
$15.00 |
|
If average collected balance is between $5,000.00 and $99,999.99 |
$10.00 |
|
Transaction fee (each) |
$00.20 |
|
Items Deposited: |
|
|
Local clearings |
$00.025 |
|
State clearings |
$00.055 |
|
National clearings |
$00.10 |
If average collected balance is negative: 18% of that balance
FDIC charge: Current rate per thousand of ledger balance up to $100,000.00
Balance Earnings Credit:
The average collected balance of the account earns credit based on the average 90-day U.S. Treasury Bill rate for the statement period. Activity charges may be totally or partially offset by these earnings.
Savings Account:
No service charge with a daily balance of $100.00
Without qualifying balance: $1.00 per month. (Assessed semi-annually in February and August)
Money Market:
- No service charge with a daily balance of $10,000.00
- Without a qualifying balance: Service charge per month - $7.50
- Excess transaction fee (each) - $5.00
- Customer is limited to six preauthorized debits per month, and only three may be by check
- Interest rate tiers differ from personal money market tiers
- Safe keeping of canceled checks
